Mortgage Advisors Leicester

Independent Mortgage Advice with a Personal Touch. Offering expert advice and whole-market access. Find tailored mortgage solutions for first-time buyers, remortgages, and more.

Straight Forward Mortgage Advice

Mortgage Advisors Leicester

We understand that finding the right mortgage can feel overwhelming, especially with so many lenders, rates, and eligibility criteria to consider. That’s why our Leicester based mortgage advisors are here to offer you clear, honest guidance from the very start.

Whether you’re a first-time buyer, remortgaging, or navigating more complex circumstances like self-employment or past credit issues, our goal is to help you feel informed, confident, and in control of your mortgage journey.

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Why Use a Mortgage Advisor in Leicester?

Many people begin their property search by going directly to a high street bank, only to find themselves limited by strict criteria or impersonal service. An independent mortgage advisor, like Bradgate FS, offers an alternative - one that puts your best interests first.

Because we’re whole-of-market brokers, we’re not tied to any one lender. This means we can compare a wide range of deals, including exclusive rates that aren’t available directly to the public. More importantly, we take the time to understand your situation, so we can match you with a product that truly fits your needs - not just one that ticks boxes.

Our Approach to Mortgage Advice in Leicester

We’re proud to offer a Leicester-based service with national reach, supporting clients across the East Midlands and beyond. From the moment you get in touch, you’ll speak to a friendly, qualified advisor who will guide you through the entire process.

Begin with a no-obligation phone or video call to understand your goals and challenges.

We search the market for the most suitable options, including specialist lenders if needed.

We handle the paperwork, liaise with the lender, and keep everything moving smoothly.

Need insurance or help with conveyancing? We can support you through every stage of the journey.

Our Reviews

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We have many happy clients over the years, see what they have to say about us.

Helping Jenny in Enderby

Jenny came to us feeling disheartened. As a single parent in Enderby, she had been turned down for a mortgage due to a few missed payments on her credit record. With a new-build reservation on the line, she had just days to secure a mortgage offer or lose her dream home.

We acted quickly, leveraging our network of specialist lenders. Within 72 hours, Jenny had an agreement in principle from a provider who understood her situation — and we supported her all the way through to completion.

"Bradgate FS didn’t just find me a mortgage, they gave me peace of mind when I needed it most.”

Jenny

Enderby, Leicester

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First Time Buyer Mortgage

Buying your first home may seem daunting but we work closely with all our clients and help them through the entire first time buyer process.

Home Mover and Purchase Mortgage

Looking to upsize or downsize? We can make selling your existing property and buying a new home feel a breeze.

Right To Buy Mortgages

If you’re looking for a right to buy mortgage, you’ve come to the right place. We have helped many people through the process of buying their council home with the Government’s ‘Right to Buy’ scheme.

Remortgage

A remortgage is a new mortgage with a new lender without moving house or selling your home. Over the years, our remortgage team here at Bradgate have helped hundreds of people move their mortgage.

Self Employed Mortgage

A self employed mortgage is for contractors or those who are self employed. So, as you’re not an employee and paid a regular salary you’ll need a more tailored approach to finding the best mortgage.

Adverse Credit Mortgage

Applying for an adverse credit mortgage needs handling by a mortgage specialist. If you get it wrong it could affect your chances of securing the property that you want to buy.

Buy to Let Mortgage

A buy-to-let mortgage lets investors purchase properties to rent out, assessed on rental income, requiring larger deposits and interest rates. Different to a usual property mortgage as it is not based on your earnings.

Portfolio Mortgage

Following PRA guidelines released in September 2017 a portfolio mortgage is a new specialist option for portfolio landlords It’s been set up specifically for property investors who own 4 or more properties.

Self Build Mortgage

A self build mortgage is structured differently to a house purchase mortgage. Whether you’re a novice or experienced property developer we offer up-to-date self build mortgage expertise.

Ex-Pats Mortgage

If you’re an ex-pat working abroad then you may have come across hurdles if you’ve tried to buy a property in the UK. Here at Bradgate we are whole of market mortgage advisors so we can access ex-pat mortgage products for you and provide a tailored solution.

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Comprehensive Mortgage Services in Leicester

We provide a wide range of mortgage services to meet the diverse needs of clients in Leicester, including:

Loan Terms

Beyond Mortgages – Full Financial Support

Buying a home is just one part of your financial story. That’s why we also offer:

Home Insurance & Landlord Cover

tailored to your property and tenant type

Accident, Sickness & Unemployment

For peace of mind if the unexpected happens

Secured & Unsecured Loans

To help with renovations or debt consolidation

Business & Development Finance

For landlords and commercial clients

Conveyancing

Trusted services to make the process seamless

Will Writing

Peace of mind for your family’s future

We’re more than just mortgage advisors, we’re long-term partners for your financial wellbeing.

Why Choose Bradgate FS

Expert Mortgage Advisors Leicester

At Bradgate Financial Solutions, our mortgage advisors in Leicester offer expert guidance to help you navigate the mortgage process with confidence. Whether you’re a first-time buyer, a homeowner looking to remortgage, or a landlord expanding your property portfolio, we provide tailored advice to match your unique circumstances.

Our advisors take the time to understand your goals and financial situation, ensuring we recommend the best mortgage solutions from the entire market. From explaining complex mortgage products to managing the application process, we’re here to simplify every step.

With in-depth knowledge of Leicester’s property market and access to competitive deals, our mortgage advisors are committed to finding the right mortgage for you. Speak to one of our friendly experts today and discover how we can help you secure your ideal mortgage with ease.

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Common FAQs About Mortgage Advisors in Leicester

Is it worth paying a mortgage broker?

Absolutely! It can be a smart move. A mortgage broker does the heavy lifting for you, scouring the market, comparing deals, and finding options that suit your needs. In Leicester, where property trends and lender offers can vary, their expertise could save you time and money by unlocking rates or terms you might not find on your own. While there’s a fee involved, the value lies in their ability to tailor solutions and handle the paperwork, leaving you free to focus on your next chapter.

How much does a mortgage broker usually charge?

In the UK, mortgage broker fees typically range from £300 to £1,000, depending on the complexity of your case and the broker’s experience. Some brokers might charge a flat fee, while others take a percentage of the mortgage amount, usually around 0.3% to 1%. Alternatively, certain brokers earn a commission from lenders instead, meaning you might not pay upfront. It’s always worth asking for a clear breakdown to know exactly what you’re getting for your money.

Are brokers better than banks for mortgages?

It’s not a straight yes or no. It depends on what you’re after. Brokers have a wider lens, tapping into multiple lenders across the UK, including those with exclusive deals banks might not offer. They’re handy in a bustling market like Leicester, where local knowledge can make a difference. Banks might appeal if you’re a loyal customer and prefer a streamlined process with someone you know. Brokers shine for choice and flexibility; banks win for familiarity and sometimes lower fees if you fit their mould.

How much can I borrow for a mortgage in Leicester?

The amount you can borrow depends on factors like income, outgoings, and credit score. We offer affordability assessments to give you a clear understanding of your borrowing potential.

Can I get a mortgage with bad credit?

Yes, we specialise in adverse credit mortgages, finding solutions for clients with poor credit histories.

What documents do I need for a mortgage application?

You’ll need proof of income (e.g., payslips or accounts for self-employed individuals), ID, proof of address, and recent bank statements.

How long does it take to get a mortgage?

With our efficient process, you can expect to receive a mortgage offer within 2-3 weeks of submitting your application.

Leicester Mortgage Tools

To make your journey even easier, explore our tools designed to help you navigate the mortgage process. Please note, these are simply ballpark guidelines and MAY NOT BE ACCURATE.

Next Steps

At Bradgate FS we aim to make choosing and applying for a mortgage, protection, loan or insurance as stress-free as possible.

We believe mortgage advice should be personal, empowering, and completely transparent. Whether you're exploring your first property or refinancing your fifth, Bradgate FS is here to help.

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