Commercial Insurance
Commercial Insurance tailored to protect your business. Cover property, liability, and specific risks with customisable policies for all industries.
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Commercial Insurance Solutions
Protect your business with tailored commercial insurance solutions. No matter your industry, we provide comprehensive coverage designed to safeguard your operations. From offices and shops to factories, construction sites, and leisure facilities, we cater to businesses of all sizes and sectors. Our team ensures fast, efficient, and thorough service, offering policies that meet your unique needs.
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What Can Commercial (Business) Insurance Cover?
Business insurance is a versatile solution that protects against various risks associated with running a business. Depending on your requirements, it can include:
Covers damage or loss to your building and contents, ensuring your business can recover quickly after incidents like fires or theft.
Provides protection against third-party injuries or legal claims arising during business operations.
Our advisors work with you to identify the specific risks your business faces and tailor a policy that provides comprehensive protection.
How Does Commercial Insurance Work?
A commercial insurance policy is structured to cover the risks most relevant to your business. Here’s how the process typically works:
By tailoring your policy to your unique requirements, we provide a solution that protects your business without unnecessary extras.

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Why Tailored Commercial Insurance Matters
Every business is unique, and a one-size-fits-all insurance policy often falls short of providing adequate protection. By customising your business insurance, you can avoid unnecessary costs by selecting only the coverage that is relevant to your operations. This approach ensures your business has comprehensive protection tailored specifically to the risks it faces. With a policy designed to suit your needs, you can operate with confidence, knowing your business is safeguarded against unexpected events.
How Much Does Commercial Insurance Cover?
The coverage limits of your commercial insurance depend on several factors, including:
Larger businesses may require higher coverage limits to protect their operations.
Certain industries, like construction or hospitality, may have unique risks requiring specific coverage.
Optional protections like business interruption or professional indemnity insurance can increase coverage.
Our team will guide you through understanding your coverage needs, ensuring your policy fits both your business and budget.
At Bradgate FS we aim to make choosing and applying for a mortgage, protection, loan or insurance as stress-free as possible.
We specialise in providing commercial (business) insurance policies that give businesses peace of mind. Whether you need property, liability, or customised coverage, our team ensures you receive a policy that’s both comprehensive and cost-effective.