Critical Illness Cover
Critical Illness Cover provides financial support during serious illness. Protect your family with tailored plans. Contact us today.
Critical Illness Cover Solutions
Life is unpredictable, and preparing for the unexpected is essential. Critical Illness Cover provides financial security during difficult times, allowing you and your family to focus on what truly matters instead of worrying about money. This type of insurance is designed to support you if you’re diagnosed with a serious illness, offering peace of mind when you need it most.
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How Does it Work?
Critical Illness Cover pays out a lump sum if you’re diagnosed with a critical illness listed in your policy. This payout can help with medical expenses, covering your mortgage, or simply maintaining your family’s lifestyle while you recover.
The policy provides a lump-sum payment if your illness meets the conditions defined in the terms of your plan.
You pay monthly instalments for the duration of the policy, but the cover will cease if you stop making payments.
Unlike life insurance, there is no cash value, and the insurer won’t pay out if you die.
Each plan is tailored to individual circumstances, ensuring you get the protection you need.
Why Choose Critical Illness Cover?
A serious illness can affect your ability to work and provide for your family.
This cover gives you a financial cushion to:
Putting a plan in place now ensures that your family is cared for during challenging times.
Additional Benefits
What About Cover for Children?
Many Critical Illness plans include benefits for children. If your child is diagnosed with a critical illness covered by your policy, the insurer will pay out a lump sum to support your family. The amount and specific illnesses covered depend on the terms of your policy.
This additional benefit provides a financial safety net, allowing you to focus on your child’s care without added financial stress.
Is Critical Illness Cover Included in Life Insurance?
It is not typically included as standard in life insurance policies, but many insurers offer the option to combine the two. This combined plan ensures financial protection in both scenarios—critical illness and death.
Our experienced advisors can review your existing policy or help you create a new one that includes cover for critical illness. We’ll ensure the terms align with your needs, so you and your family are fully protected.
What illnesses are covered?
Can I add Critical Illness Cover to my existing life insurance policy?
Does Critical Illness Cover only pay out once?
Are children automatically included in my Critical Illness policy?
Is there an age limit for Critical Illness Cover?
At Bradgate FS we aim to make choosing and applying for a mortgage, protection, loan or insurance as stress-free as possible.
How would your family cope if you couldn’t work due to a serious illness? Being covered for critical illness ensures they are financially secure while you focus on recovery. Don’t leave it to chance—contact our friendly and experienced advisors today to create a plan that fits your needs.