Remortgage
Remortgage to unlock equity, secure better rates, or adjust payment terms. Expert advice and hassle-free service. Contact us today!
Remortgage Solutions
A remortgage allows you to switch to a new mortgage with a different lender while keeping your current home. Whether you’re looking to release equity, secure a better deal, or adjust your payment terms, Bradgate Financial Solutions can make the process seamless. Over the years, our dedicated remortgage team has helped hundreds of homeowners find the most suitable options for their circumstances.
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How Does a Remortgage Work?
A remortgage involves replacing your current mortgage with a new one, often to benefit from better rates or release equity.
If your property has increased in value or you’ve been paying off your mortgage for several years, you may be able to unlock equity for other expenses, such as home improvements, a new car, or even a holiday.
If your fixed or introductory term is ending, moving to a new lender can help you avoid reverting to a higher variable rate.
Whether you want to shorten the repayment period to pay off your mortgage faster or extend it to reduce monthly payments, a remortgage can offer flexibility tailored to your needs.
Our team will guide you through every step, ensuring the process is straightforward and stress-free.
Benefits of Remortgaging
Remortgaging offers several advantages:
Bradgate Financial Solutions
Why Choose Bradgate Financial Solutions for Your Remortgage?
At Bradgate Financial Solutions, we simplify the remortgaging process by managing all the details for you. As independent mortgage brokers, we search the entire market to find the best deal that suits your needs. Our approach starts with helping you determine your home’s current value and calculating how much equity you can access.
We’ll work closely with you to understand your goals and recommend the most suitable mortgage option. From there, we handle the full application process, completing paperwork, liaising with lenders, and ensuring everything is in order. With our dedicated advisors overseeing each step, we make sure the transition to your new mortgage is smooth and hassle-free.
Our Mortgage Solutions
We also offer a wide range of mortgage options to suit diverse needs:
- First Time Buyer Mortgages: Ideal for those entering the property market for the first time.
- Home Mover and Purchase Mortgages: Designed for those moving to their next property, these mortgages streamline the process of buying a new home.
- Right to Buy Mortgages: Ideal for council tenants looking to purchase their homes under the Right to Buy scheme.
- Self-Employed Mortgages: Tailored options for business owners and freelancers with varying income streams.
- Adverse Credit Mortgages: Solutions for individuals with poor credit history to secure a mortgage.
- Buy to Let Mortgages: Designed for property investors looking to rent out residential properties.
- Portfolio Mortgages: Simplifies financing for landlords managing multiple rental properties.
- Self-Build Mortgages: Provides funding for constructing your own home.
- Ex-Pat Mortgages: Assistance for UK nationals living abroad who want to purchase property in the UK.
Common Questions About Remortgaging
What is equity release through remortgaging?
Can I remortgage if my earnings have changed?
How do I find out my property’s value?
When should I remortgage?
Can I consolidate debt with a remortgage?
At Bradgate FS we aim to make choosing and applying for a mortgage, protection, loan or insurance as stress-free as possible.
Unlock the potential of your home and take control of your finances with a remortgage. Contact Bradgate Financial Solutions for a free consultation and let our experienced team find the best mortgage option for you. Together, we’ll make the process simple and hassle-free.