Landlord Insurance

Landlord Insurance protects your rental property and income. Cover buildings, contents, loss of rent, and tenant-related risks today.

Landlord Insurance Service

Owning a rental property comes with unique responsibilities and risks, making Landlord Insurance an essential consideration for property owners. Unlike standard home insurance, Landlord Insurance is tailored to protect against the specific challenges faced by landlords. Whether you’re a professional landlord managing multiple properties, or an accidental landlord renting out a property you couldn’t sell, having the right cover ensures your investment is safeguarded.

While it’s not a legal requirement, Landlord Insurance can protect you from unexpected expenses, such as damage to your property or loss of rental income.

Get A Quote

Learn More

What Does Landlord Insurance Cover?

This Insurance is designed to protect you from a range of risks that come with letting out property. Typical cover options include:

This covers the structure of the property and fixed assets like kitchens and bathrooms. If your rental includes furnished spaces, contents insurance can protect items listed in the rental agreement. Additional options include malicious damage protection and coverage for property subsidence.

If your property becomes uninhabitable due to damage, loss of rent cover ensures you’re not financially impacted by the inability to rent it out. Since this isn’t always included in standard policies, we’ll make sure it’s added if it’s a priority for you.

With a variety of tenants, such as professionals, students, or local authority placements, your property faces different risks. Landlord Insurance can include protections against tenant-related issues, such as malicious damage or sub-letting.

Benefits of Landlord Insurance

Taking out Insurance protects your financial investment and gives you peace of mind. By choosing a tailored policy, you can:

Ensure your property is protected against unexpected damages.
Secure income stability with loss of rent cover.
Safeguard your assets while dealing with diverse tenant profiles.

Our team will help you choose a policy that aligns with your specific concerns, from safeguarding the building’s structure to managing tenant-related risks.

Get A Quote

Bradgate Financial Solutions

Why Choose Us ?

At Bradgate Financial Solutions, we understand that every landlord’s situation is unique. Our experienced team takes the time to assess your needs during a free consultation, ensuring you receive a competitive insurance solution tailored to your requirements. From standard cover for fire or water damage to more specific needs like sub-letting or loss of rent, we’ve got you covered.

We pride ourselves on providing bespoke recommendations, and if we can’t offer what you need, we’ll direct you to someone who can.

Common Questions About Landlord Insurance

Do I need Landlord Insurance if I already have Home Insurance?

Yes, it is essential if you let out your property. Home insurance won’t cover risks like tenant damage, loss of rent, or liability claims.

Can Landlord Insurance cover multiple properties?

Yes, many policies can be tailored to cover a portfolio of properties, ensuring all your investments are protected under one comprehensive plan.

Does Landlord Insurance cover tenant damage?

Yes, most policies can include coverage for malicious or accidental damage caused by tenants. Be sure to discuss this with our team to ensure your policy includes this protection.

Next Steps

At Bradgate FS we aim to make choosing and applying for a mortgage, protection, loan or insurance as stress-free as possible.

Don’t leave your property and income vulnerable to unforeseen circumstances. At Bradgate Financial Solutions, we offer expert guidance to find the best insurance policy for your situation. Whether you’re managing a single property or an extensive portfolio, we’ll help you safeguard your investment with comprehensive and competitive cover.