Home Mover Mortgage

Home Mover Mortgage support for upsizing, downsizing, or relocating. Expert advice, tailored solutions, and stress-free transitions. Contact us today!

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Home Mover Mortgage Solutions

Whether you’re upsizing, downsizing, or simply moving to a new property, navigating the process of selling your current home and purchasing a new one can feel daunting. At Bradgate Financial Solutions, our experienced team makes this transition seamless by providing expert guidance tailored to your unique circumstances.

From securing the best mortgage deal to helping you decide whether to port your current mortgage or find a new one, we ensure the entire journey is stress-free.

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How Does a Home Mover Mortgage Work?

A Home Mover Mortgage supports individuals looking to buy a new property while managing the sale of their current one.

Here’s how the process works:

We evaluate your circumstances to determine the type of mortgage that aligns with your goals—whether you’re upsizing, downsizing, or relocating.

Our whole-of-market approach ensures access to the most competitive mortgage deals, tailored to your needs.

We guide you in deciding whether to transfer your existing mortgage to the new property or secure a new deal.

From application to liaising with solicitors and estate agents, we manage the details for you.

With our expertise, moving to a new home becomes a smooth and manageable process.

Change of Cicumstances?

Reclaiming Your Housing Dreams

Your life circumstances may require a change in your living situation. Perhaps your family has outgrown your current home, or your children have moved out, and you’re looking for something cosier. Whatever the reason, we tailor our services to suit your specific goals and timeline.

Our Mortgage Solutions

In addition to Home Mover Mortgages, we offer a variety of mortgage services to meet diverse needs:

  • Right to Buy Mortgages: Ideal for council tenants looking to purchase their homes under the Right to Buy scheme.
  • Remortgages: Helping you switch to a better rate, release equity, or consolidate debts.
  • Ex-Pat Mortgages: Assistance for UK nationals living abroad who want to purchase property in the UK.

These options ensure we can support you at every stage of your property journey.

Common Questions About Home Mover Mortgages

Can I transfer my existing mortgage to a new property?

Yes, many lenders allow porting, enabling you to transfer your current mortgage deal to the new property.

Should I pay off my current mortgage and find a new deal?

This depends on your financial situation and current mortgage terms. Our advisors can help you weigh the pros and cons of both options.

What deposit do I need for my next home?

The deposit amount varies, but typically you’ll need at least 5% to 10% of the property value.

How long does the process take?

The timeline varies depending on factors like property chains and lender processing times. We aim to streamline the process for a faster completion.

Can I get a mortgage if my circumstances have changed?

Yes, whether you’ve changed jobs, become self-employed, or experienced other changes, we can help you secure a mortgage tailored to your current situation.
Next Steps

At Bradgate FS we aim to make choosing and applying for a mortgageprotection, loan or insurance as stress-free as possible.

Moving to a new home doesn’t have to be stressful. Contact Bradgate Financial Solutions for a free consultation and expert advice on Home Mover Mortgages. With our guidance, you’ll be one step closer to achieving your property goals.